James Brewer, CRPC®, AIF®, PPC™, CFP®
As a 401(k) adviser, my mission is to help: • Help workers pursue their idea of financial independence (retirement) • Protect owners, CEO, CFO and HR, from the personal risks they face in managing the plan, • Manage direct and indirect cost costs My “6 Steps to Managing Fiduciary Risk Process” incorporates retirement readiness with your options to manage fiduciary liability that exposes you to personal risk. My approach starts with a different attitude. My compassionate approach looks at your plan through the lens of retirement readiness of various age, income, gender and racial demographics. I use these demographics to help advise you on your investment monitoring and plan feature selection, such as automatic enrollment and employee advice. I help educate you on the various profit sharing, Plan savings design options that can potentially increase contributions to owners and select classes of employees. These options can help address the unique savings needs of the highly compensated. My 6 Steps to Managing Fiduciary Risk includes options for investment monitoring. You may want to consider including socially responsible investments (SRI) for personal reasons or a way to further engage your employees in your retirement plan. My investment monitoring process for including SRI sometimes referred to as Environmental, Social and Governance investing was highlighted in Forbes. EDUCATION • General Motors Institute, Bachelor of Science, Industrial Administration, Marketing, Finance (1985) • Massachusetts Institute of Technology, Master of Business Administration (2000).
Securities and Advisory services offered through LPL Financial. A registered investment advisor. Member FINRA & SIPC. The LPL Financial advisor associated with this website may discuss and/or transact securities business only with residents of the following states: AZ, IL, and MI.
Kelly Carlson, CFS, AIF
Managing Director, Retirement Plan Consultant - Advizrs
Kelly S. Carlson, AIF®, CFS, founded Advizrs to address the growing need in the industry for a skilled retirement plan specialist with the capability to assist plan sponsors in meeting and exceeding their fiduciary responsibilities. With 23 years of experience in the industry, Kelly is an expert in providing plan sponsors and plan participants with carefully crafted and effective retirement plan solutions. Kelly has tested, designed, implemented, enrolled and serviced hundreds of retirement plans during the course of her career, including 401(k), 403(b), 401(a), 457 and defined benefit plans. Her high level of customer focus, business acumen, and unparalleled pension plan compliance knowledge has continuously provided the best value for plan participants, ultimately helping them retire successfully.
300 First Avenue South 5th Floor St. Petersburg, FL 33701. Registered Representative, Securities offered through Cambridge Investment Research Inc, a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Advizrs are not affiliated.
Walter Eife, AIF, QPFC
Walt has been an investment advisor representative for over 15 years concentrating on the retirement plan market. He joined McLaughlin Asset Management, Inc. in 2011 focusing on serving and growing the firm’s 401(k), 403(b) and 457client base. Walt began his career with Legg Mason Wood Walker in 1996. In 2002, he moved to Commerce Capital Markets where he served the Camden and Gloucester County regions as a Financial Advisor. He was promoted to Regional Vice President for the Southern New Jersey, Pennsylvania, Delaware and Washington D.C. markets and was responsible for 25 advisors and over $1.2 billion in total assets. In 2006, Walt formed his own independent investment management firm, Waypoint Financial Partners LLC, an affiliate of ING Financial Partners, where he was the supervising principle of 6 other ING-affiliated advisors. The company focused on corporate retirement plans, individual retirement planning and corporate insurance.
Walt has spent his career working with Plan Sponsors and their employees to promote healthy retirement savings. His emphasis on education and individual service enables him to serve all of the retirement plan stakeholders with the end game of generating successful retirement outcomes.
Walter Eife is a registered representative of Lincoln Financial Advisors Corp., a broker/dealer (member SIPC) and a registered investment advisor. McLaughlin Asset Management, Inc. is not an affiliate of Lincoln Advisors Corp.
Ryan Mumy, CFP®, AIF®
Ryan A. Mumy, CFP®, AIF® is the Chief Investment Officer for Capital Investment Advisory Services, LLC (CIAS) and helps oversee the firm's retirement plan business. CIAS is a corporate RIA registered with the SEC with advisors working throughout the Southeast. CIAS and its advisors currently work with hundreds of plan sponsors. As a large, diversified firm, Capital and its partners have teamed up to help plan sponsor fiduciaries manage their 401(k) plans in compliance with the complex Department of Labor rules and regulations. Our CIAS team has developed a prudent process for plan design, implementation and maintenance to help benefit the plan sponsor and ALL participants. A detailed process is applied for all plans regardless of size. Yet because each company is different, we tailor solutions to account for each unique circumstance. Through Capital’s team, our advisors have full access to ERISA/compliance professionals, pension consultants, IRS enrolled agents, Qualified 401(k) Administrators (QKA), Accredited Investment Fiduciary Analysts (AIFA), Certified Public Accountants (CPA) and ERISA attorneys.
Our services include:
-Creating a governance, process, and documentation program that can help reduce risk
-Off-loading to an ERISA Independent Named Fiduciary many of the required plan duties, including completing and documenting the numerous required quarterly and annual tasks to keep the plan compliant
-Benchmarking and monitoring investments as a 3(38) Investment Manager Fiduciary
The CIAS retirement plan team utilizes a 4 step process to complete a Plan Compliance Evaluation that will ultimately identify potential issues within the plan.
Advisory services through Capital Investment Advisory Services, LLC. Securities may be offered through Capital Investment Group, Inc., Member FINRA/SIPC.
Both firms are located at 100 E. Six Forks Road, Suite 200; Raleigh, NC 27609 Phone: (919) 831-2370
Anthony Powers, AIF/CFP/CRPS
Tony is President of KerberRose Wealth Management, LLC, an independent wealth management firm. Tony specializes in retirement plan consulting for private and public sector retirement plans (401(k), 403(b), 457, ect.). In addition, KerberRose Wealth Management, LLC provides investment management services for individuals, non-profits and corporations.
Securities offered through Comprehensive Asset Management and Servicing, Inc., Member FINRA/SIPC/MSRB, 2001 Route 46, Suite 506, Parsippany, NJ 07054 (800)637-3211. KerberRose Wealth Management, LLC is not owned or operated by Comprehensive Asset Management. Financial Planning and Investment Advisory Services are offered through KerberRose Wealth Management, LLC.
Matthew Spay, PPC, AIF
I am passionate about educating businesses and fiduciaries on how to reduce plan risk and how to service their plan according to ERISA and the Department of Labor guidelines. We do this by utilizing our 4 step Partnership Process. The steps are: 1. Find An Exceptional Service Provider Addressing Your Goals - B3 Provider Analysis 2. Investment Due Diligence To Enhance Investment Opportunities - Proprietary Scorecard System 3. Fiduciary Guidance - Fiduciary Fitness Program 4. Active Approach To Prepare Participants For Retirement - Paychecks For Life 4007 E.
53rd St. Ste. 300, Davenport, IA 52807 Registered Representative, Securities offered through Cambridge Investment Research, Inc., a Broker/Dealer, Member FINRA/SIPC. Investment Advisor Representative, Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and Spay & Associates are not affiliated